Cyan Banister
๐ค SpeakerAppearances Over Time
Podcast Appearances
You know, I think more moderates are going to come to their senses. And as we've seen with the election and the outcome. And I think the state might shift some and we might actually get some policies that you're so right.
You know, I think more moderates are going to come to their senses. And as we've seen with the election and the outcome. And I think the state might shift some and we might actually get some policies that you're so right.
Yeah, I mean, a lot of these people paid for, I was reading stories of 30 some odd years into insurance thinking that, you know, their house wouldn't burn down. And then, of course, it gets canceled two weeks before their house burns down. And then the one time they need it, they don't have it. And part of this is, I mean, a huge part of it is what Friedberg was talking about are the regulators.
Yeah, I mean, a lot of these people paid for, I was reading stories of 30 some odd years into insurance thinking that, you know, their house wouldn't burn down. And then, of course, it gets canceled two weeks before their house burns down. And then the one time they need it, they don't have it. And part of this is, I mean, a huge part of it is what Friedberg was talking about are the regulators.
And so the free market solution is the only solution. If you look at, I have an investment in a company called Kin Insurance, and they specialize in direct-to-consumer insurance. insurance for areas that are plagued with natural disasters. So their number one state out of the 11 that they serve is Florida, followed by Texas, which has tornadoes and things like that.
And so the free market solution is the only solution. If you look at, I have an investment in a company called Kin Insurance, and they specialize in direct-to-consumer insurance. insurance for areas that are plagued with natural disasters. So their number one state out of the 11 that they serve is Florida, followed by Texas, which has tornadoes and things like that.
And how they're able to get into these places and do insurance is the pricing is according to the construction of your home and all of these various things, and also weather models and using data science, things that are not allowed in California, if you can believe it or not. So you're not allowed to use a weather model to price in your decision-making for insurance in the state.
And how they're able to get into these places and do insurance is the pricing is according to the construction of your home and all of these various things, and also weather models and using data science, things that are not allowed in California, if you can believe it or not. So you're not allowed to use a weather model to price in your decision-making for insurance in the state.
And that just doesn't make a lot of sense. You should be rewarded if you put the resources and time into your home to make it weatherproof, fireproof. Fireproof. Even earthquake resistant, right?
And that just doesn't make a lot of sense. You should be rewarded if you put the resources and time into your home to make it weatherproof, fireproof. Fireproof. Even earthquake resistant, right?
That's the number one thing that everybody misses and is mentioned in every interview that I've seen is photographs. Photos.
That's the number one thing that everybody misses and is mentioned in every interview that I've seen is photographs. Photos.
Yeah, I think I think Democrats need to reclaim their party. I think there's a lot more strength in the middle. And, you know, they've let this woke ideology, I call it woke imperialism, like a religion. take over in place of actually doing things that matter to the people that elected them, that pay taxes, that pay their, you know, their paychecks and everything in between.
Yeah, I think I think Democrats need to reclaim their party. I think there's a lot more strength in the middle. And, you know, they've let this woke ideology, I call it woke imperialism, like a religion. take over in place of actually doing things that matter to the people that elected them, that pay taxes, that pay their, you know, their paychecks and everything in between.
And it's time that people really look in the mirror. I've got so many moderates coming to me saying, you know, people call me a Republican and I'm far right and I'm a Nazi and I'm like, yeah, welcome to the club. At some point, you've got to stop letting them run the board and stand up and say, enough's enough. We're not building some railway that's never being built.
And it's time that people really look in the mirror. I've got so many moderates coming to me saying, you know, people call me a Republican and I'm far right and I'm a Nazi and I'm like, yeah, welcome to the club. At some point, you've got to stop letting them run the board and stand up and say, enough's enough. We're not building some railway that's never being built.
We're not solving homelessness with billions and billions of dollars. We're not doing this stuff anymore. We do need real executives, to your point, Jason, to run things that understand how things are, how it works, and the best use of funds. Because right now, it's misappropriated.
We're not solving homelessness with billions and billions of dollars. We're not doing this stuff anymore. We do need real executives, to your point, Jason, to run things that understand how things are, how it works, and the best use of funds. Because right now, it's misappropriated.
And replace them. It's scary, but you can. You know, they send all their people after you. They threaten you. Gets personal. They went after you. I was signature number one. And I had to deal with the deluge of that stuff. But to be honest with you, I've never been happier to do something and get civically engaged.
And replace them. It's scary, but you can. You know, they send all their people after you. They threaten you. Gets personal. They went after you. I was signature number one. And I had to deal with the deluge of that stuff. But to be honest with you, I've never been happier to do something and get civically engaged.