Cyrus

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You next, Brinley.

I got you!

Okay.

One, two, three.

So, yes, I am 26. I have $160,000 worth of debt, and I am wondering if I should file for Chapter 7 bankruptcy.

So, yes, I am 26. I have $160,000 worth of debt, and I am wondering if I should file for Chapter 7 bankruptcy.

So, yes, I am 26. I have $160,000 worth of debt, and I am wondering if I should file for Chapter 7 bankruptcy.

Well, um, I've been working a lot, two jobs, um, constantly, um, not really able to get anywhere. Um, recently about a year ago, I caught a case, um, for a felony charge and, um, I am still going on actively with that case, trying to get probation. Um, so it's been very difficult for me to find another job now that my background check has shown a felony charge. So what are you doing now for work?

Well, um, I've been working a lot, two jobs, um, constantly, um, not really able to get anywhere. Um, recently about a year ago, I caught a case, um, for a felony charge and, um, I am still going on actively with that case, trying to get probation. Um, so it's been very difficult for me to find another job now that my background check has shown a felony charge. So what are you doing now for work?

Well, um, I've been working a lot, two jobs, um, constantly, um, not really able to get anywhere. Um, recently about a year ago, I caught a case, um, for a felony charge and, um, I am still going on actively with that case, trying to get probation. Um, so it's been very difficult for me to find another job now that my background check has shown a felony charge. So what are you doing now for work?

Yeah. So I'm working on Amazon. I'm making about $4,100 a month at a minimum. I can potentially make more depending on if they allow me to get overtime or work a six day. I'm working five days there as of right now. Last year I made $60,000 off of it. I'm off of Amazon alone. But I'm just... like drowning right now with payments.

Yeah. So I'm working on Amazon. I'm making about $4,100 a month at a minimum. I can potentially make more depending on if they allow me to get overtime or work a six day. I'm working five days there as of right now. Last year I made $60,000 off of it. I'm off of Amazon alone. But I'm just... like drowning right now with payments.

Yeah. So I'm working on Amazon. I'm making about $4,100 a month at a minimum. I can potentially make more depending on if they allow me to get overtime or work a six day. I'm working five days there as of right now. Last year I made $60,000 off of it. I'm off of Amazon alone. But I'm just... like drowning right now with payments.

And, um, I did, um, I rounded up all my minimum payments for all my loans and everything. And, um, my minimum is $5,300 a month. And that's just on minimum payments. That's not including food or, um, or rent or anything else. How have you made it so far?

And, um, I did, um, I rounded up all my minimum payments for all my loans and everything. And, um, my minimum is $5,300 a month. And that's just on minimum payments. That's not including food or, um, or rent or anything else. How have you made it so far?

And, um, I did, um, I rounded up all my minimum payments for all my loans and everything. And, um, my minimum is $5,300 a month. And that's just on minimum payments. That's not including food or, um, or rent or anything else. How have you made it so far?

So, how did I make it so far? Well, I've been doing... Are you going further into debt every month? No, no. So, I'm tapped out. I can't even get the debt consolidation loan. My credit is shot.

So, how did I make it so far? Well, I've been doing... Are you going further into debt every month? No, no. So, I'm tapped out. I can't even get the debt consolidation loan. My credit is shot.

So, how did I make it so far? Well, I've been doing... Are you going further into debt every month? No, no. So, I'm tapped out. I can't even get the debt consolidation loan. My credit is shot.