Damien Jordan

We'd love your input, it would take about five minutes, it's completely anonymous and if you're up for it you can find a link in the description.

Chris Budd is a former financial planner who believes we're building wealth in completely the wrong way.

Because the pursuit of money has given me lots of happiness, to be honest.

What I've become more aware of though as I get older is it doesn't give me relationships and it doesn't, the pursuit of money without spending it doesn't give me memories.

I love the frills.

You're a financial advisor, and well, you were.

And you were quite ahead of your time in the fact of your fee structures back in the day were kind of balked upon at the time, weren't they?

And that they were radical.

Were you more fixed fee than you were percentage assets under management and things like this?

So what's the shift there in the terms of the fee structure?

And how does that affect the incentives of the financial advisor, do you think?

You laugh it off.

So one thing that I would get into around this is I think where you start is important.

I'm prioritizing never financially struggling and never being in the position I was when I was in my 20s and maybe when I was growing up.

And I think I've been running away from that kind of not having money.

If you're a small business owner, freelancer or sole trader, then I want to tell you about one of my favorite finance tools in the world, Xero.

It's accountancy software and we use it across all of my businesses.

So this podcast, my channel and the newsletter.

Xero is great because it makes accounting as easy as it can be.

And I say that confidently because of my mom.