Dan Caplinger
speaker
1,715 appearances
16 recordings
4 series
first heard Oct 2023
last heard 5d ago
Dan Caplinger’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 15 in all, peaking in Nov 2025 with 3.
Appearances
It's just a comfort thing.
A lot of people are more comfortable leaving their shares intact, not selling in retirement.
They feel like they are selling off their principal
if they sell shares, whereas a dividend payment, it's just income, it's not selling principal off, it's maintaining the income producing potential of the portfolio.
One last thing you'll notice with that ETF that you're talking about.
If you look at the share price trends, often the ETF will pick up like a penny a day and it'll keep doing that penny a day.
At the end of the month, it takes all those pennies.
It pays them all out in a dividend.
And so you can kind of see it.
That makes the dividend payment.
It's not a nothing burger.
It's really the whole burger.
It's the entire point.
Because that's the income that those assets are generating throughout the month.
Yeah.
The one thing that I will say is make sure that the 529 expenses line up with the year that you take the money out as a withdrawal.
You don't have leeway.
There are some other types of accounts like flexible spending accounts for health expenses where you have a little leeway.
You do not have the leeway here.
Make sure you take that out in the same year.
Showing 341–360 of 1,715 · page 18 of 86
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