Dan Caplinger

speaker

1,715 appearances 16 recordings 4 series first heard Oct 2023 last heard 18 Sep

Dan Caplinger’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 15 in all, peaking in Nov 2025 with 3.

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And then I can kind of customize and do my own tweaks to make it more my own because I know what my preferences are.

I know where I differ from kind of where the mainstream thinking is.

And so making allowances in my own personal financial plan that I can do, but I still like to know kind of where the baseline is.

What's preventing you from retiring?

It's a combination of factors, bro.

But I'll tell you, I mean, I've been thinking about retiring for a long time now.

When I was a younger person early in my career, I'd kind of set age 50 as my target for early retirement.

That was at a stage in my career that I wasn't as happy with my work as I have been at the Motley Fool.

And so being at the Fool kind of took away the urgency for, okay, I got to get out of this rat race as quickly as possible.

At the same time, it just so happened that my 50th birthday came right in the middle of COVID.

And so I had been thinking about it.

I had about $2.5 million in retirement at that point.

And my numbers, I'm not that profligate a person.

My budget, I think I could have made that work.

The early healthcare before Medicare is always the big factor there.

But at that point,

Like all the things I wanted to do, I wouldn't have been able to do.

And so retiring in the middle of COVID just made no sense whatsoever.

Wouldn't have been able to travel.

Wouldn't have been able to do the things that I really wanted to do.

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