Dana El-Kurd

And this is, like, legitimately, when you read the accounts of, like, why shadow making has exploded, and by the way, it's exploded since 2008.

It's, like, way bigger now.

Popularity.

There's so much more of it.

There's so much more of it.

Because here's the thing.

After 2008, we got like a little tiny bit of banking regulation and the banks lost their fucking minds.

And so more and more money went into all of these unhinged shadow making things.

OK, but so like when a toddler has a tantrum, you don't give them a billion dollars.

When these shadow banks went under, these things were not backed by the government.

The government bailed them out anyways.

Yeah.

Like they bailed out these banks and they fucking sold you out.

And like, you know, like one of the things that I think people have forgotten was there's this thing called robocalls during the Obama administration.

Right.

Part of how the financial recovery happened was that all these banks would like go to courthouses.

Right.

And they would just repossess mortgages en masse.

And they had like a robot that was like, it would just sign, like a blank check sign off on all these mortgages that were supposedly underwater.

And they would just steal people's houses.