Dani Burger

Well, Governor Ryan, it's not only the rest of FMC you have to convince.

You have to convince these markets as well, especially if you are concerned about housing.

You were very outspoken last year when the Fed was cutting and long-term rates were going higher.

If that were to happen again, would you be a proponent, especially as you see one of the Fed goals should be for moderate long-term rates, that the Fed should be using the balance sheet in order to keep long-term rates lower?

What if it were to happen, though?

Would the Fed be using its balance sheet?

Harry, there's certainly a lot more people going on cruises that maybe didn't in the past.

I'd say my parents are among them.

They went on one of your luxury competitors who shall not be named on this program.

Even so, this question is for them because they looked around and said, hey, everyone is our age or older.

Everyone's in their 60s.

and older, and that's something you hear about cruise operators.

What do you do to attract the younger generations?

And if you can't, is it a problem down the line for this industry?

And Harry, it goes back to what Matt was saying, that you have this great capture rate of getting guests to spend on the boat itself.

But you're talking about some serious luxury offerings.

As we were saying, things that are expensive that not everyday people can necessarily afford.

You also have more mass premium type offerings too.

How does the behavior differ between the more luxury offering and those more mass offerings that you're giving?

Hey, Harry, this has been great.