Daniel Massimino

Let's do it.

So essentially, we work with loan professionals across the United States, like loan officers, realtors, even property managers.

So anytime a consumer goes to apply for a loan or apply to be approved for credit for credit in the case of, say, getting a an apartment.

If they get declined, then our partner network sends them to us where then we essentially take a look at their finances and then their credit report and essentially strategize and guide them to get to a position where instead of being declined, they're able to get approved within typically about three to four months.

Right.

So currently, we don't work with Chase itself.

We work with the loan officers.

However, yes.

So if somebody was to apply for a mortgage, they get declined.

There's a reason they got declined.

Typically, it's because of some poor history or accounts on their credit report.

So they send them to us.

We do a free credit clarity call where we go over their entire credit report with them.

And then we're identifying what are the areas that we need to work on.

And then on our end, we go to work for the consumer to get

Those accounts removed, if possible, to say a collection from Verizon.

And if not possible, then we would guide them on the best practice to take care of that account, rebuild their credit so that they can get back to the closing table in three to four months.

The consumer does.

However, there are some companies that I'm aware of that do have agreements with the loan officers themselves where they will cover it.

I would say the biggest one would probably be Lexington Law.