Dave Chilton

So yes, it's easy to understand, but it's also what's effective.

The complex stuff, the tricky stuff tends to put people going backward.

Do you not agree?

I agree with everything you just said.

And I had a friend, Jim Murdoch, he's now retired, was an excellent financial advisor in the KW area.

And he used the expression simplicity on the far side of complexity.

And he would talk about how a lot of people started out doing the basics, the wealthy barber type stuff, the stuff you're teaching.

And then they felt, okay, I've taken full advantage of those.

Now I'm going to go to the more complicated things.

Didn't do well.

went backwards, got poor returns and went back to the basics, just doing more of them.

And that is a path you see a lot.

And I wish people would just skip the metal section and stick with doing the basics.

Well, I remember there was a line in the Wealthy Barber Returns where the person says, should I go the RSP route or the TFSA route?

And the guy says, yes.

Right.

Okay, they're both...

They're both rock solid.

They're both very good.

Just do them, like save money and do them.