Dave Chilton

It is very stressful.

And that's one of the things the plan helps.

It frees up people psychologically to spend some of the money they should be spending mathematically, but can't bring themselves to.

So you and I are on the same page.

Okay.

This is a really weird question, but when you look at retirement planning, and again, you've got a tax background, there's pretty significant advantages to being married, you know, with the income splitting, et cetera.

Do you think we're going to see some people later life

who aren't necessarily in love, they're not romantic partners, get married with a prenup in place to provide access to some of the tax advantages that being married provides.

Massive.

You and I agree on this totally.

We'll see it.

In fact, it's probably already taking place.

I just haven't had it across my desk.

But I laugh because when you put out these things about income splitting, you're right.

The comments, people are annoyed, but they're actually mad at us.

Like, why are you not teaching income splitting for single people?

Because you can't split when you're single.

It doesn't work that way.

And I always point out to people, I live alone.

Like I'm not married, so don't get mad at me.