Dave Chilton

I'm talking about for me personally.

If I were in my thirties and I wasn't going to have kids and I mean, neither true.

I've got to, and I'm old, but if I were in my thirties and I wasn't going to have kids,

I'd rent it.

I think the flexibility too.

The flexibility would mean a lot to me.

And I actually like the math of it a little bit.

And people get annoyed when I say that.

And again, I'm not saying everybody else should.

Even people in their 30s who aren't going to have kids.

I'm saying me personally.

If I were in that situation, that's the road I would take.

I do own a home, by the way, and I'm glad I do.

And from a lifestyle perspective, it's provided great joy to me and comfort.

I do dislike the fact that when you rent, you can be forced out and that can be extremely inconvenient, but especially when you have kids and their friends are local, their school is local, that can be very tough to manage.

So I'm pro-home ownership for many, for most even, but I see the other side of the coin that many are blind to.

No, you're right.

The friction costs are high enough that they can't be ignored in the analysis.

That's for sure.

Yeah.