Dave Ramsey
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So call that $4,000 a month, plus you make $30,000, right?
Yes.
Okay, so we're talking about an $80,000 income.
Okay.
All right.
And you sound like the words you're using, you're single.
I have a girlfriend.
I am divorced, though, and I have two kids.
But, I mean, you don't have two incomes and all that, so you've got a girlfriend.
No.
All right.
Let me back up two steps.
Number one, the answer to your question is, yes, you need to go do this.
then the only question remaining after we make that statement is how do we do that in the wisest possible way?
I would rule out giving up six years of my income being in half and trade that for $34,000 plus living expenses.
No, thank you.
I don't think that's a good trade.
So I'm going to rule that one out if I'm you.
So that means I have a $34,000 barrier and I make $80,000.
If I can find a way to run an adult program, an adult master's program, and they're out there,