Dave Ramsey

And I think they can take care of you.

And we'll help them do that because you are in a pinch.

all right and so we're gonna we'll hook you up christian is gonna get in touch with them and hand hold your hand and walk you right into them and i think they can walk you through this because you're not going to qualify for a chapter 7 it's going to put you into a 13 and so some kind of a payment plan or settlement process is going to be better for you outside of bankruptcy it's going to be more efficient and it doesn't require all of your emotions

to deal with the anger and the crap that the collectors are going to throw at you if you do it yourself.

And if I'm in your shoes, I don't need that right now because your heart's already breaking.

So hang on and we'll help you with this hunt.

Dave Ramsey here.

Most people stay stuck with their money because they're not paying attention to it.

Most people are living paycheck to paycheck, stressed out and broke.

Don't be, most people.

You work way too hard to be broke and feel broke, and you deserve to have something to show for it.

That's why we built the Every Dollar Budget app.

It gives you a personalized plan for your money that shows you how to free up extra money every month and use it to beat debt and build lasting wealth.

Plus, you get real coaches guiding you through your plan step by step.

Look, most people hearing this will just keep hoping something changes, but not you.

You're ready to make change happen, starting now.

Go download EveryDollar in the App Store or Google Play and start for free today.

Our scripture of the day, Proverbs 21, 21, whoever pursues righteousness and kindness finds life, prosperity, and honor.

Warren Buffett, you only have to do a very few things right in your life so long as you don't do too many things wrong.

Guys, Ramsey is taking over an entire cruise ship.