Dave Ramsey

For more than 30 years, I've been talking to folks on the air, and I can tell you that most people are broke, not because they don't make enough money, but because they don't have a plan.

You need to give every dollar you earn a job, because when you do that, something changes.

You stop guessing.

You stop worrying.

You stop stressing.

Our EveryDollar budgeting app will show you how to find extra cash, pay off debt, and finally start winning with money.

But most people won't do it.

They'll keep living paycheck to paycheck, keep hoping things will change without making a change.

It's time to say enough is enough.

It's time to take control of your money.

It's time to start your every dollar budget for free today.

Go download it in the App Store or Google Play.

Brought to you by the EveryDollar app.

Start budgeting for free today.

Normal is broke and common sense is weird, so we're here to help you transform your life.

From the Ramsey Network and the Fairwinds Credit Union Studio, this is The Ramsey Show.

I'm Dave Ramsey, your host.

Jade Walsh, Ramsey personality, number one best-selling author, is my co-host today.

Jeff is in Tupelo, Mississippi.

Hi, Jeff.