Dave Ramsey
๐ค SpeakerAppearances Over Time
Podcast Appearances
How much was the insurance?
Still not right.
That doesn't add up to $75,000 a year.
You're missing something.
Okay.
Something's gone.
I'm trying to find out why you've got a pinch, because your house payment is reasonable, and given your income, and you don't have a single other debt.
You don't have a car payment.
You don't have anything.
I don't know where your money is going then.
I think you need to be on a written budget because you should be able to save 15% of that, which would be about $1,000 a month, and retire with dignity.
Okay.
All right.
Well, and the other question I'm going to begin to ask myself is what are our career plans?
Right now you're a full-time mom, right?
Mm-hmm, okay.
Or another one.
Yeah, I'd be working, but obviously for an upgrade.
We don't want to leave his job for a downgrade.
That's kind of counterproductive to this whole discussion.