Dave Ramsey

You can be one hundred fifty thousand when those two things happen.

So yeah.

And then zoom zoom on building up your retirement at that point.

OK, you'll be fine.

So you're not you're not in trouble.

And you've done a very good job avoiding debt and managing the money that you have.

So congratulations.

Thank you.

Yeah.

But maybe the hack is for now, take the two magic months, the third that have the extra check and throw that whole check into a Roth IRA.

And so that at least gets $5,000 a year going, at least gets something moving that way.

And then as you see some increases from whatever, make sure you start jacking up 401k contributions steadily as you get to more and more room in the budget.

And for God's sakes, don't go into debt.

So you've done a great job avoiding it so far.

So Savannah, you've really, I mean, I would put them in the top 5% of Americans and how good a job they've done.

Very carefully.

Yeah.

It's not opulent.

I mean, they're not living some kind of fancy life.

No, there's not room.