Dave Ramsey

Yeah, you want to do that.

I would, you know, just temporarily.

It's only $900.

Yeah, the zero, that's nothing down, 0% interest until X, and then they backcharge you at 38%.

Yeah, that's how they screw you.

And 89% of those contracts, people do not pay them off in time.

So, yeah, you want to knock that in the face, and you want to do it a month and a half, two months early.

So there's no question.

So they don't say, oh, we didn't post it, and now we really are going to charge you the interest because the mail didn't get here or bull crap, okay?

Pay it and get verification a month early that it's paid.

Because they're going to try to screw you.

It's what they do.

And clean them up as fast as you can.

I don't know how many of them you got, but, yes, I want to get rid of those.

And if you need to shift your debt, snowball around just a little bit.

Because you're saving, you know, probably 30% or 38% interest, something like that, 20%, whatever it is.

Over the course of however many months and that kind of thing.

Yeah, that's a 100% knock.

It goes away if you pay it early.

And, folks, that's the ripoff of the nothing down policy.