Dave Ramsey

Beans and rice, rice and beans.

You're not going to see the inside of a restaurant unless you're working there as your extra job.

You're not going on vacation because you're broke people, and broke people aren't going on vacation.

You're going to get this stinking car paid off, or you're going to sell it.

She's going to pick up a side hustle.

You're going to pick up a side hustle.

You guys are going to sell so much stuff the kids think they're next.

We are going on a mission to clean these debts up.

And tonight, you're going to get both credit cards out and look at them together with a candle lit and have a ceremony, a plastic surgery party, and chop those stupid butt things up.

And we're going to get on an every dollar budget, and we're going to get so fired up and wired up because I'm sick and tired of being sick and tired.

When you get that going, you'll get out of debt.

But you will not get out of debt doing what you're doing.

Because what you're doing is running like a rat in a wheel, getting no traction.

I don't care about interest rates are not your problem.

Cash flow is your problem.

You need rid of the debt so you don't have payments.

And when you don't have payments, you're going to have margin.

That's what Jade's been saying.

Now, and 10 years from now, what are you going to be doing that's not a clerk in an antique store?

Where you make $169,000, not $69,000.