Dave Ramsey

And to build wealth and to buy things.

If we were going to go on a trip, we'd take it out of a bonus check after we pulled our 24 out.

Okay?

If we were going to go buy a couch, we'd take it out of the bonus check in cash after we pulled our 24 out.

You know what I'm saying?

Yes.

You know, you got a $50,000 bonus check twice a year.

We're going to pull 24 out at least once a year or maybe 12 out of each one.

Okay.

And then that gives me some other amount of money out of that bonus.

And you already need to have it also allocated before it comes.

Every dollar needs to be spent on paper and be in agreement with your spouse before it comes into your house.

and then stick to the plan the two of you wrote down, and you pinky swear and spit shake and make a contract.

So there's no magic tool.

This is just something I can build myself.

I'm going to give you the every dollar budget.

That's the tool, because it's a system that will show you how to work the Ramsey process.

But what I just designed for you is a customized version, but to deal with your volatile income, because you probably can't live on $100,000.

Right.

By the time you pay your house payment, your groceries, if you can, well, then you've got another hundred to throw at stuff as it comes in.