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Dave Ramsey

πŸ‘€ Speaker
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75672 total appearances
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Podcast Appearances

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Is gaming what you were doing before?

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Yeah, I've been doing game animation.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

How is AI affecting animation?

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

All right.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Um, Hmm.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

But you're bringing in $3,000 a month, and she's bringing in four, and you're still three short.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Yeah.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

How much debt do you guys have, not counting your house?

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Okay.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

All right, so the levers to pull...

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

are um before i'd sell the house i'd sell the car and i'd sell it tomorrow um and get out of a forty thousand dollar car get into a five thousand dollar car um and i would let the student put the student loans on hardship deferral temporarily i'm trying to get cash flow going here um and then you need but if you're going to pay something you pay food first lights and water second house third

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

and cars and car gasoline forth to get to work.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

So food, shelter, transportation, and utilities before you do anything, before those cards or loans, student loans or anything else gets paid, okay?

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

But, yeah, I'd get rid of the car immediately.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

And then I would set a – you know, I'd pick up another second job to go with this one.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Yeah, I was going to say –

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

That's all, though.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

I mean, you can work another 30.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

Yeah, I can.

The Ramsey Show
You Can't Out Earn Bad Financial Behaviors

This is not a permanent solution.