Dave Ramsey

You'll have an emergency fund.

You'll start to feel better and the lights will come on because right now they're a little dim.

The hope that's not in your voice is bothering me more than your numbers.

You can do this, John.

So we're going to put you on the upgraded version of every dollar.

Hang on.

We'll have Christian pick up and take care of you and get you on the budget.

But get the motorcycle sold.

Get five extra jobs or three extra jobs and work and work.

And John, that's your name, man.

And we're going to list our debts smallest to largest.

We're going to attack them with a vengeance.

We're going to get those credit cards out tonight.

Light a candle and have a plastic to me party.

Chop those puppies up and let's move on, man.

Let's move on.

It's time to do something different.

So if you keep doing what you've been doing, you're going to keep getting what you've been getting.

The last thing you want to do is be calling me at 57 living at your sister's house, bro.

So let's get after it and fix it now.