Dave Ramsey
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Guardian Litigation isn't a call center.
They're an actual law firm.
From day one, you're assigned an attorney to represent you.
So if things do escalate, you're not scrambling and you're not hit with surprise legal fees.
Guardian litigation only gets paid when the debt is negotiated and you accept the settlement offer.
This isn't about shortcuts.
It's about dealing with the problem before it gets worse.
Go to guardianlit.com slash Ramsey today.
Philip is in Memphis.
Better than I deserve.
What do you owe it on?
What caused you to fall on such a hard time that you were putting that much debt on credit cards and personal loans?
Did you lose a job or?
You ran up $30,000 in one year?
You ran up $30,000?