Dave Ramsey

And for the rest of your life, you have to say yes.

And if you do it, sure, it could clear your debt.

You're not bankrupt.

You're gambling too much.

And if you don't stop that, then you'll be right back where you started.

So that's not the solution to the problem.

100% chance you're going to be back in debt again after your bankruptcy if you don't stop the gambling.

100%.

You don't see that, do you?

You think you follow you just quit gambling?

Yeah, what if you stopped gambling?

How old are you?

Okay.

All right.

Here's the thing, 100%, I've been doing coaching with people with financial problems for 10 years longer than you've been alive, for 35 years, okay?

And one of the things, sadly, I've gotten to spend a lot of time with, Phillip, is people who are addicted to something.

Because if you're addicted to cocaine, if you're addicted to pornography, if you're addicted to gambling, if you're addicted to something, 100% of addicts are broke eventually.

100% probability if you're addicted to something, it eventually causes you to be broke.

And it'll usually also cause you to lose all of your relationships.

And so you've got two people here that know what we're talking about that love you.