Dave Ramsey
๐ค SpeakerAppearances Over Time
Podcast Appearances
Tell us the total.
How much student loan debt do you have?
And how much medical?
Okay, and how much credit card?
You got a car debt?
Why do you have to travel back to Alabama?
How long were y'all married?
All right, so did you get a tax?
How long have you been gone from Alabama, gone from him?
Did you get a tax refund last year?
How much?
Okay.
I want you to go to HR and change your W-2 by $300 a month and bring $300 more home to $4,100.
Because that's what you're giving the IRS too much every month out of your check.
You're giving them too much money, more than you owe.
So if you take $1,000 a month to live on and put $3,000 a month towards these bills, the medical bills are gone in one month.
Three months later, the credit cards are gone.
And three months later, the car is gone.
So seven months from now, you're debt-free except student loan.
No, that's exactly your number.