Dave Ramsey

Or it's $42,000.

So it's more than...

the early buyout on the lease, but it has nothing to do with the mileage.

This is simply the financial part of the transaction of what can I pay my loan off for early.

That's what this is, okay?

And you compare that to the car.

Now, if it takes more than $38,000 to buy it out, let's call it $40,000, then you've got to arrange with your credit union to borrow $2,000 and sell the car to someone for $38,000.

And you sell it, and you buy out the lease early, which is paying off your loan early.

And that's how you get out of a lease early.

And it sounds like you desperately need to do that.

Yeah.

Okay, how old are you?

Yeah.

Okay, so...

The number one mistake that 25 year olds make is an expensive car with a big car payment and a big insurance payment.

So you're like a normal 25 year old, but you have discovered that sucks and you don't want to be that anymore.

Okay.

So you didn't do anything that almost every 25 year old in America hadn't done.

But the trick is you've really got to concentrate and not just listen.

If somebody screws you like you went on that Toyota lot and Toyota Financial screwed you, then don't go ask them how to fix it.