Dave Ramsey

when we were broke and getting out.

And then I got a little better piece of crap, and it was so much better that I didn't think it was a piece of crap, although it was a piece of crap still.

Yeah, I mean, and that's what you do for a little while so that you never have to do it again.

It's not a way of life, but it's how you get out of these messes that we all find ourselves in when you wander into the finance office at Toyota Credit.

We've all done it.

We've all done it.

I remember when I met Sam, he had a Jeep Grand Cherokee and he had finally made the final payment to pay it off.

And they're not a good car.

It's not a good car, but he paid it off.

It breaks.

And I'd never known anybody who, I'd never seen anybody who didn't have a car note.

And don't you know, he went right down there to the Hummer dealership and bought an H3.

Because we couldn't stand not having a car payment.

Well, the thought was, once your car hits 100,000 miles, it's going to start breaking down.

It's going to start messing up.

Not a cheap Cherokee.

Once it hits 10,000 miles, it starts breaking down.

Yeah.

And so we've all done stupid things.

But the point is, I remember the feeling of then selling that H3.