Dave Ramsey

Oh, wow.

Let's see.

Because you tried to bury it and it came alive.

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Might not be in all states.

If you understand what you're putting money into and you've looked at the track record of it, the S&P 500, the math would tell you to put it all in at once.

The only reason the dollar cost average is if you're emotionally not committed to this process and the first time Trump decides to bomb Iran and the market goes down, you freak out.

Okay?

Because he's going to do a Trump thing.

You can count on it.

I don't know what the next one's going to be, but there's going to be a Trump thing.

Sometimes it causes the market to go up.

Sometimes it causes the market to go down.

And there's going to be other things that happen in the world other than Trump that are going to cause the market to go up and the market to go down.

But here's an example.

Let's say that you had $100,000 for round numbers and you put the money in at the beginning of 2024.

All of it.