Dave Ramsey

And it's use those.

Those are gifts, whatever that is, whether it was a tragedy or a gift or a blessing, whatever that thing was that caused this kind of change of heart to a degree.

Listen to that.

I mean, there's something something in that for you.

Yeah, it's very smart to do that.

And you ought to be doing that at all ages as you go along.

But also when you have these certain appointments, God appointments that come across your path, you need to listen to them.

You're right, Rachel.

Very good.

Jefferson, wait a minute, before we do that, do you ever feel like you're doing everything right with your money, but you're not getting anywhere?

You're not, Steve.

Well, maybe you made changes and had a few wins, but it's still not working.

Well, this is exactly what Jade Warshaw's new book, What No One Tells You About Money, is all about.

This is a Ramsey book that takes an honest, in-depth look at the emotional side of money and gives you real tools and a path to become the hero in your own story.

So you're going to have to fight through some emotional stuff as you fight through this money thing.

whether you're broke and trying to get out of debt, or maybe you're on the other end where Steve is.

All of these are emotional-based decisions, and Jade can really help with that.

She is straight shooting, telling you the way it is.

You can pre-order this book right now.

It comes out 1st of January, but right now you can get it for $24.99, and you get over $100 in free bonus items.