Dave Ramsey

But enjoy the fruits of what you've done.

You really have to make a conscious thing.

We see that a lot these days.

A conscious effort to say, if I've been busting it to downshift and enjoy a little bit, it's a different gear.

It's a different gear.

But it's a good gear.

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Welcome back to The Ramsey Show in the Fairwinds Credit Union studio.

Rachel Cruz, Ramsey personality, number one bestselling author, and my daughter is my co-host today.

Open phones here at 888-825-5225.

So, Rachel, I was on Fox a little bit earlier, and we're talking about affordability for housing and this pandemic.

people not being able to afford a house and the sense of depression about that and so forth.