Dave Ramsey
👤 SpeakerAppearances Over Time
Podcast Appearances
But if you're just doing your normal purchases, you're going to spend a little more.
But the big thing is you're paying it off at the end of the month anyway.
So what's the difference in a debit card?
Oh, one extra step.
It's not as simple.
They got you is right.
They talked you into believing this was smart somehow.
And then you defend it with all of your numbers.
Yeah, I think they got you.
But yeah, your argument is invalid.
It is not simpler or more convenient than using a debit card.
Yeah, or I use my debit card.
I mean, like a lot of my utilities on stuff, on odds and ends, like personal stuff, like utilities automatically hit the debit card or some of the odds and ends.
And I don't have to do anything.
It hits his credit card, and he has to pay the bill off at the end of the month.
I don't have that extra step.
So it's not simpler or more convenient.
Agreed.
Margie's in Dallas.
Hey, Margie, what's up?