Dave Ramsey

to do the thing that you ultimately want to do, which is get out of debt and build wealth.

You've got to have focused intensity with that income.

So just temporarily pausing your retirement is going to give you 8% of your paycheck back into your hands that you can use to quickly pay off the $10,000 of debt.

And also then to turn around and save up three to six months of expenses.

And before you know it, you'll be right back to investing.

But at this point, you'll be investing 15%, not just 8%.

Yeah.

And you can, you'll have the money to do that because you'll have no payments.

So here's the thing, Christy, it sounds like that, um, you know, you go to your old child and, um,

the last two years of your life have had some stress to them.

And during that time you paid attention to dealing with the life situation and not the money situation.

And so the money situation just kind of ran on autopilot and it really wasn't good at driving by itself.

So it needs you to now start driving it.

Because if you want to win at anything, you just start paying attention to it.

And you're going to win at this because you called and said, I'm ready to pay attention to it.

Teach me how.

And so you're actually going to go do this.

And I have a prediction that you probably will never borrow money on a credit card again, and you probably will never use a firm and get screwed by those people again.

And by the way, that's what they're doing.

They're screwing you.