Dave Ramsey

Most of the time when you hear someone say that, they're trying to make the point that they are stuck and that all the opportunity is gone and capitalism has ruined their life.

But if you actually think about that saying, you could ask yourself, okay, if that's true, why is it true?

The rich get richer because the rich keep doing the stuff that got them rich, rich people stuff, like live on less than you make, stay out of debt, be generous, be in agreement with your spouse.

This is what rich people do.

That's how they got rich, and they keep doing rich people stuff, and it makes them richer.

Poor people, there's two reasons people are poor.

One is, I mean, in America anyway, in the United States of America where poor people are some of the richest people in the world.

But in America, there's two reasons people are poor.

One is they're being oppressed, and some jerk, some predator is taking advantage of them and holding them down.

That is real.

That happens all the time.

And...

In other words, if you drive down the poor end of town, you'll see payday lenders, tote-to-note car lots, rent-to-own, pawn shops.

You don't see those in the rich end of town because they wouldn't stay in business because rich people don't do that stuff.

That's poor people stuff.

That's people taking advantage of poor people, right?

The other reason poor people are poor is when I was poor.

Actually, I was not poor.

I was just broke.

Mike Todd said that there's a difference between being poor and being broke.