David Blanchett
speaker
252 appearances
2 recordings
1 series
first heard Oct 2025
last heard 18 Jul
David Blanchett’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jul 2026 with 1.
Appearances
People talk about the go-go, the slow-go, and the no-go years.
I think that for a lot of people, as they age, they slow down.
Part of that is because they have health issues, but part of it is just because we just don't want to do as much the older we get sometimes.
It's just a general decline.
I mean, I've looked at it through a lot of different lenses, through a lot of different kind of cohorts and retirees.
And I think that it's very messy.
Now, to be clear, like year over year, some households spend a lot more, some spend a lot less.
But there's actually kind of this really large body of research now looking at a variety of data sets that does really strongly suggest that as people move through retirement, they don't increase their spending every year by inflation.
Yeah.
So I think first, I do think we need to do more to help more Americans save more for retirement.
But if you look at any objective or subjective measure of retirement well-being, of overall financial satisfaction, when people retire, they are a lot happier.
Very anecdotal, when I was at a wedding last week and talking to someone who was at a significant cut in their overall spending level, but they couldn't be happier.
They have a lot more freedom.
So I think that, yes, we need to help folks be better prepared for retirement.
But
If you look at the research and the surveys, most Americans find a way to make it work.
I mean, if anything, like what this research would suggest is that, you know, a lot of the models talk about like crisis, for example, assume that people need to increase their spending by inflation.
That doesn't track with reality.
So people are actually better off than a lot of these models could suggest.
If you look at most retirees, most retirees don't experience significant unknown healthcare expenses, right?
Showing 21–40 of 252 · page 2 of 13
← Previous
Next →