David Brancaccio

The contractor she had, she also paid a project manager to get those plans through the often confused county permitting process before the expected onslaught of new building applications.

Actually, one year later here, the onslaught of building has yet to come.

Across Los Angeles County, encompassing most of the two biggest fires, 1,200 building permits have been approved so far, with rebuilding actually in progress on less than half of those, or 527 properties.

On my street, among those 15 grounders, as he called them, there are also 10 homes left standing, but in the path of all that toxic smoke and soot.

That's a particular insurance nightmare I'll explore later this week.

And you can watch my video series with Teachable Moments from my burned street.

Instagram is one place to see it.

Our handle is Marketplace APM.

And later today, my colleague Kai Risdahl talks to the owner of Two Dragons Martial Arts, where the owner is done with renting after the fire and is working to buy the lot from her landlord.

That's on many public radio stations or from Marketplace.org.

A private sector survey of payrolls out this morning finds just 41,000 jobs were added in December, according to ADP.

Let's consult Susan Schmidt, portfolio manager at Exchange Capital Resources.

Good morning.

Good morning.

Less than expected, 41,000 seems a little meager for the month.

They revised a month ago?

I think they did.

Susan Schmidt at Exchange Capital Resources.

Thank you so much.

Thank you.