David Brancaccio

If you miss his account on the air tomorrow, it'll be in the podcast afterwards.

In Los Angeles, I'm David Brancaccio with the Marketplace Morning Report.

From APM American Public Media.

Is now the time for banks to have lower cushions in case of disaster?

I'm David Brancaccio in Los Angeles.

The Federal Reserve is looking at easing rules for banks with the hope that means more mortgage loans.

It also means banks may be more vulnerable to the next financial crisis.

Marketplace's Nova Safo is here with details.

Now, we've lived through some of this, Nova.

Regulators tightened banking rules after the great financial crisis of 2008 and all the excesses and abuses in that mortgage system.

Did Bauman address why easing the rules might be OK now?

All right, Nova.

Thank you very much.

People who make bets on the future of tech mostly want to hear just two words these days.

Artificial intelligence, according to PitchBook and the National Venture Capital Association, AI startups got 65% of all U.S.

venture capital dollars last year, $222 billion.

A lot of that goes toward physical infrastructure powering the AI boom, especially data centers that do the calculations.

Marketplace's Megan McCarty Carino has this tour.

And as we build more houses, both to make shelter more affordable or to recover from disasters or just to build something nice, a key challenge is the tens of thousands of differing building codes in cities, towns and counties across the country.

And we talked to a Massachusetts company that can dial in your local building code to its factory built houses to make building these things faster and cheaper.