David Marchese

Here's my conversation with Ramit Sethi.

Ramit, thank you for taking the time to speak with me today.

We're going to talk about money.

My problem is I have too much of it.

How do I get rid of some money?

That's really my issue.

You do not hear that too often.

So just to start, when you talk about helping people become rich, you don't just mean rich in a dollar figure way.

You mean it in a more holistic way.

So can you explain to people what rich means to you in the way that you use it?

So one of your big insights, and to my mind, one of your key insights, is that you actually encourage people to spend money on the things that they love and which they feel will enhance their lives in a meaningful way.

But if you're going to do that, you need to cut ruthlessly on the things that don't enhance your life in a meaningful way.

Where did that insight come from, that you don't have to be afraid of spending on certain things?

But how do people prioritize spending on the things they love?

Because I think if you were to ask someone, I mean, this is what you do for a living, so you know, and you correct me if I'm wrong, but if you were to ask someone, you know, what are the things you love?

They're not just going to say one thing.

They might say, well, I love to travel.

I like to eat out.

I love to...

buy new clothes.