Derek

Um, and that's just due to my, uh, Technically, my BMI qualifies me as underweight, even though my PCP isn't concerned about it like it's a normal weight for me. So my question was, due to the increase in premium, is the change from my life insurance through work to the other policy really worth it?

So the $1050,000 was a $210,000 buy-up, but my employer actually covered an additional $271,000. So what's that? $481,000 total? Yes, sir.

So the $1050,000 was a $210,000 buy-up, but my employer actually covered an additional $271,000. So what's that? $481,000 total? Yes, sir.

So the $1050,000 was a $210,000 buy-up, but my employer actually covered an additional $271,000. So what's that? $481,000 total? Yes, sir.

So it's a 20-year term, $1.25 million policy with the child rider.

So it's a 20-year term, $1.25 million policy with the child rider.

So it's a 20-year term, $1.25 million policy with the child rider.

Yes, sir.

Yes, sir.

Yes, sir.

So my income, my wife is staying at home with her daughter. So my income from my primary job is... 90, right in the ballpark of 93,000 annually. Perfect. And then I have a side gig that boosts me up to like maybe 110 annually.

So my income, my wife is staying at home with her daughter. So my income from my primary job is... 90, right in the ballpark of 93,000 annually. Perfect. And then I have a side gig that boosts me up to like maybe 110 annually.

So my income, my wife is staying at home with her daughter. So my income from my primary job is... 90, right in the ballpark of 93,000 annually. Perfect. And then I have a side gig that boosts me up to like maybe 110 annually.

For sure.

For sure.

For sure.

That's very true. My only hesitation was so... So when I first applied for the policy, I chose the preferred plus health class just because my cholesterol, my blood pressure, everything was in line with that health class. Then in that premium was like 20 bucks a month, which was kind of in line with what I was used to paying.

That's very true. My only hesitation was so... So when I first applied for the policy, I chose the preferred plus health class just because my cholesterol, my blood pressure, everything was in line with that health class. Then in that premium was like 20 bucks a month, which was kind of in line with what I was used to paying.

That's very true. My only hesitation was so... So when I first applied for the policy, I chose the preferred plus health class just because my cholesterol, my blood pressure, everything was in line with that health class. Then in that premium was like 20 bucks a month, which was kind of in line with what I was used to paying.

But then the underwriters took a look at my BMI and they bumped me down to standard plus and that's what got you a little higher.