Dermot Goode

Dermot Good is here of healthinsuranceireland.ie.

If your health insurance hasn't increased already this year, the chances are you could be facing a hike next month.

So we've asked Dermot in for a bit of advice on all of that and Dermot will take questions.

So keep them coming.

We've lots of them, but keep them coming in to 087 1400 106.

Hello, Dermot.

How are you?

Plenty of questions coming in for you.

So listen, will we get straight into it now?

A question, please, for your health insurance expert.

My 92 year old mother is in poor health.

The plan she's on is PMI 2912 with VHI.

She's in a nursing home.

The question is, do you think it will be more appropriate to switch to a plan with lower cover?

I presume she's not going to be a candidate for any major surgery unless, God forbid, she was to have a fall.

What do you think of that?

Better off staying on what you're on.

And listen, when it comes to increases, what are we expecting over the summer?

Well, maybe that's the advice you give to our next listener, who is a family of four.

They have two adults and five and six-year-old boys.