Dr. Eliza Philby

And so that culture of openness, I think, is also because the lawyer's going, come on, what's going on here?

What are we going to do?

What are we going to do?

And I think why prenups have become so important and not just the kind of things that celebrities do anymore is because

of the way the inheritocracy and the bank of mom and dad has changed marriage.

So what's happened is, is it used to be, so there's this whole theory in sociology called assortative mating, which is where the idea is that you marry someone similar to you.

And in the 90s, when more and more women started going to university, what happened was, was that graduates started to partner up with graduates.

And it was no longer the nurse marrying the doctor, the secretary marrying the boss.

Women used to marry up.

Now they were marrying their intellectual equal, right?

What's happened in the last 10 years is not so much graduates marrying graduates, but one individual with the bank of mum and dad marrying another individual with the bank of mum and dad.

So you're getting...

this sort of Jane Austen-like sort of marriage culture where if there is a divorce, it's not the son and daughter's money at stake, it's the mom and dad's.

The banks and mom and dad who are fighting for their cash back.

So prenups become really, really important in an inheritocracy.

I'm on TikTok, you can follow me.

Yeah.

But you write about this, you write a bit about this in your book, about what your mum called the Black Tax.

Yes.

And how she had to sort of support and fund her family.