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Dr. John Deloney

👤 Speaker
14411 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Travis, let me recontextualize this. When you call the Ramsey Show and say you're struggling, people, when they call us, they don't know how they're going to pay rent or they don't have food. Gotcha. So when you say you're struggling, does that mean you don't know how you're going to pay your light bill and you may have to sell some stock to pay your light bill?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Or are you saying we're not going to be able to go out to eat for two years while you knock out business school?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Or are you saying we're not going to be able to go out to eat for two years while you knock out business school?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Or are you saying we're not going to be able to go out to eat for two years while you knock out business school?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I thought he said he was going to struggle, too. No, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I thought he said he was going to struggle, too. No, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I thought he said he was going to struggle, too. No, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

What do you think? Let me change the way I just asked that. Not what do you think and not what do you hope. When you have sat down with some people in your field or you've sat down with one of the executives at the company where you work, And it's a rare thing because MBA programs, especially executive MBA programs, but two-year laser-focused MBA programs are cash cows for universities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

What do you think? Let me change the way I just asked that. Not what do you think and not what do you hope. When you have sat down with some people in your field or you've sat down with one of the executives at the company where you work, And it's a rare thing because MBA programs, especially executive MBA programs, but two-year laser-focused MBA programs are cash cows for universities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

What do you think? Let me change the way I just asked that. Not what do you think and not what do you hope. When you have sat down with some people in your field or you've sat down with one of the executives at the company where you work, And it's a rare thing because MBA programs, especially executive MBA programs, but two-year laser-focused MBA programs are cash cows for universities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

They used to be big time and it's leveled off. For you to get a full scholarship to a top 20 MBA program tells me you've got some kind of special, you've got something going for you that is unique because they just don't hand those out. I know some hotshot people making good money that went to MBA programs and they had to pay full freight. So something special has happened for you.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

They used to be big time and it's leveled off. For you to get a full scholarship to a top 20 MBA program tells me you've got some kind of special, you've got something going for you that is unique because they just don't hand those out. I know some hotshot people making good money that went to MBA programs and they had to pay full freight. So something special has happened for you.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

They used to be big time and it's leveled off. For you to get a full scholarship to a top 20 MBA program tells me you've got some kind of special, you've got something going for you that is unique because they just don't hand those out. I know some hotshot people making good money that went to MBA programs and they had to pay full freight. So something special has happened for you.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

So when you sit down and talk to somebody on the other end of this thing, What do you think you're going to make? What leverage is this going to give you besides just a job? Because I promise you in 10 years, I promise you in 10 years, we are going to be in a place culturally and economically where you have to have crossed this particular, you have to have checked this box to come work for us.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

So when you sit down and talk to somebody on the other end of this thing, What do you think you're going to make? What leverage is this going to give you besides just a job? Because I promise you in 10 years, I promise you in 10 years, we are going to be in a place culturally and economically where you have to have crossed this particular, you have to have checked this box to come work for us.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

So when you sit down and talk to somebody on the other end of this thing, What do you think you're going to make? What leverage is this going to give you besides just a job? Because I promise you in 10 years, I promise you in 10 years, we are going to be in a place culturally and economically where you have to have crossed this particular, you have to have checked this box to come work for us.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Nobody's going to care. But I do know, and I trust you, and I know this to be true, there are jobs that still have that, we won't even interview you unless you've checked this box. So fair. What are you going to be making on the other end of this deal?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Nobody's going to care. But I do know, and I trust you, and I know this to be true, there are jobs that still have that, we won't even interview you unless you've checked this box. So fair. What are you going to be making on the other end of this deal?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Nobody's going to care. But I do know, and I trust you, and I know this to be true, there are jobs that still have that, we won't even interview you unless you've checked this box. So fair. What are you going to be making on the other end of this deal?

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

You make $125,000 now, $150,000 now. When you walk across the stage with an MBA from a top 20 program and you circle back to be a project manager at some of these firms that you're working at now, are they going to pay you $300,000? Are they going to pay you $450,000? What's the ceiling for you then?