Dr. John Deloney

speaker

111,936 appearances 491 recordings 11 series first heard Apr 2022 last heard 3d ago

Dr. John Deloney’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 64 in all, peaking in Aug 2026 with 17.

Appearances

newest first · ▶ plays the moment

The Ramsey Show · Progress Requires Discipline · 18 Sep 2026 podcast

Yeah. voice-verified

Ben, you and your wife are at an inflection point and this is just one of those people can, can, I mean, you can, I can follow a workout plan that's in front of me and I can just show up and do that thing every day and I can see the benefits and I myself have never changed. voice-verified

My identity has never changed because I've outsourced who I'm going to be to whatever this piece of paper says. voice-verified

You can work the baby steps that way. voice-verified

We will just follow this plan. voice-verified

The baby steps will work 100% of the time. voice-verified

If you live on less than you make and you pay these things off in order, eventually you will get there. voice-verified

And so y'all have done that. voice-verified

This is an identity moment. voice-verified

Are we a couple who, when the chips are down, we're going to go take out a loan and borrow money? voice-verified

Or are we a couple who, come hell or high water, we will never borrow money? voice-verified

And that might mean I've got to buy a $2,000 Camry with 300,000 miles on it that's got hail damage, but that sucker's still just cooking. voice-verified

We're going to pause all other spending. voice-verified

Wife's going to take on a few more hours, extra a week, whatever we got to do. voice-verified

And we're going to save up another 10 grand so that I can get myself a 2017 used Camry or used Toyota. voice-verified

And it's just one of those moments. voice-verified

And I won't beat you up either way, but I want you just to own the choice. voice-verified

We're going to make this choice. voice-verified

And what we've seen is folks who get to the very tip top of the mountain and they choose to walk back down. voice-verified

It's very, very hard to climb back up to the top again to pay this. voice-verified

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