Dr. John Deloney

Yes, you've gotten beat up. Dave, I actually love that. I love that. Because you'll do it with a smile on your face, but you are taking a moment, to sound woo-woo, you are taking a mindful moment to absorb the consequence of you not making good choices. And that's important. It keeps you from doing it again. Exactly.

You've got $20,000 of dead money. That should hurt for four months when you write $5,000 checks.

You've got $20,000 of dead money. That should hurt for four months when you write $5,000 checks.

You've got $20,000 of dead money. That should hurt for four months when you write $5,000 checks.

Dave, can we just say this out loud? Rolling negative equity on a depreciating asset, I can't think of a dumber way to set money on fire in your house.

Dave, can we just say this out loud? Rolling negative equity on a depreciating asset, I can't think of a dumber way to set money on fire in your house.

Dave, can we just say this out loud? Rolling negative equity on a depreciating asset, I can't think of a dumber way to set money on fire in your house.

Yeah, yeah, yeah. Not just poking on him, but the thought that that's an option.

Yeah, yeah, yeah. Not just poking on him, but the thought that that's an option.

Yeah, yeah, yeah. Not just poking on him, but the thought that that's an option.

And then the brakes squeak and the dealer says, oh, you should I can just put you in a new one. Yeah. If you just give me this one, we'll roll it. Well, yeah, man, it's getting a mess.

And then the brakes squeak and the dealer says, oh, you should I can just put you in a new one. Yeah. If you just give me this one, we'll roll it. Well, yeah, man, it's getting a mess.

And then the brakes squeak and the dealer says, oh, you should I can just put you in a new one. Yeah. If you just give me this one, we'll roll it. Well, yeah, man, it's getting a mess.

Yeah, if you pay that house off real fast, Drew, when she gets done, the biggest thing I see when people graduate with their big graduate degrees, whether it's an MD or a nurse practitioner or a vet, is their colleagues all drive really fancy cars and they all have huge houses that they go to at Christmas. And you start thinking, am I doing something wrong?

Yeah, if you pay that house off real fast, Drew, when she gets done, the biggest thing I see when people graduate with their big graduate degrees, whether it's an MD or a nurse practitioner or a vet, is their colleagues all drive really fancy cars and they all have huge houses that they go to at Christmas. And you start thinking, am I doing something wrong?

Yeah, if you pay that house off real fast, Drew, when she gets done, the biggest thing I see when people graduate with their big graduate degrees, whether it's an MD or a nurse practitioner or a vet, is their colleagues all drive really fancy cars and they all have huge houses that they go to at Christmas. And you start thinking, am I doing something wrong?

We need to get a different house or a bigger house. If y'all can stay in that $300,000 house and pay it off in a year and a half, and she starts socking away that house payment for the purchase of a practice in eight years or her own metal building that she's going to turn into a shop, man, then y'all win.

We need to get a different house or a bigger house. If y'all can stay in that $300,000 house and pay it off in a year and a half, and she starts socking away that house payment for the purchase of a practice in eight years or her own metal building that she's going to turn into a shop, man, then y'all win.

We need to get a different house or a bigger house. If y'all can stay in that $300,000 house and pay it off in a year and a half, and she starts socking away that house payment for the purchase of a practice in eight years or her own metal building that she's going to turn into a shop, man, then y'all win.

What I see vets do is they go and they get a big house, and then they borrow a million dollars to buy into a practice or to start their own, and then they're just up to their eyes and ears in debt. And so, man, you guys have a chance to do this thing.