Dr. John Deloney

No. Yeah, please, please, please, please, please take it from two guys who've been down that road. Don't do that. I would rather see you go four years and get out of school scratching and clawing and barely making it every month and you get out and you have a degree and you don't owe anybody anything other than having a car that is now worth 35 or 40% of what you bought it for and being stuck.

You've got a good deal. You live in one of the most expensive places to live. It's very expensive. A cost of living in West Haven, Connecticut is very expensive. Why did you pick that place?

You've got a good deal. You live in one of the most expensive places to live. It's very expensive. A cost of living in West Haven, Connecticut is very expensive. Why did you pick that place?

You've got a good deal. You live in one of the most expensive places to live. It's very expensive. A cost of living in West Haven, Connecticut is very expensive. Why did you pick that place?

7k you say 7k per year uh i mean i know it's reasonable but 650 is very good deal but listen um there is a there's there's it kind of barbells right it kind of is an either or there are students in the united states who borrow everything and live high on the hog for four years and then they end up calling this show because they are have run their life into the ground

7k you say 7k per year uh i mean i know it's reasonable but 650 is very good deal but listen um there is a there's there's it kind of barbells right it kind of is an either or there are students in the united states who borrow everything and live high on the hog for four years and then they end up calling this show because they are have run their life into the ground

7k you say 7k per year uh i mean i know it's reasonable but 650 is very good deal but listen um there is a there's there's it kind of barbells right it kind of is an either or there are students in the united states who borrow everything and live high on the hog for four years and then they end up calling this show because they are have run their life into the ground

The other part of the culture that doesn't get much media play is millions and millions of students scratch and claw their way through. And they work as waiters and then they get up in the morning and they drive Uber and they live in the cheapest apartment they can safely live in. And then they just bide their time for four years.

The other part of the culture that doesn't get much media play is millions and millions of students scratch and claw their way through. And they work as waiters and then they get up in the morning and they drive Uber and they live in the cheapest apartment they can safely live in. And then they just bide their time for four years.

The other part of the culture that doesn't get much media play is millions and millions of students scratch and claw their way through. And they work as waiters and then they get up in the morning and they drive Uber and they live in the cheapest apartment they can safely live in. And then they just bide their time for four years.

and they take advantage of the school health clinic, and they take advantage of the school counseling system, and they take advantage of the school gym, and they keep their expenses low. So if you've got free tuition in the US, you're already way far ahead. Don't make it worse by borrowing money. I would much rather, you're on the right path.

and they take advantage of the school health clinic, and they take advantage of the school counseling system, and they take advantage of the school gym, and they keep their expenses low. So if you've got free tuition in the US, you're already way far ahead. Don't make it worse by borrowing money. I would much rather, you're on the right path.

and they take advantage of the school health clinic, and they take advantage of the school counseling system, and they take advantage of the school gym, and they keep their expenses low. So if you've got free tuition in the US, you're already way far ahead. Don't make it worse by borrowing money. I would much rather, you're on the right path.

I'm going to send you, we're going to send you Financial Peace University. And it's a class that 10 million plus people have gone through to teach them just what you're experiencing is how do we manage this money? Okay. And if you'll watch these lessons, it will give you a play-by-play on how to do it. Okay? But, man, you're ahead of the game. You're ahead of the game. You're ahead of the game.

I'm going to send you, we're going to send you Financial Peace University. And it's a class that 10 million plus people have gone through to teach them just what you're experiencing is how do we manage this money? Okay. And if you'll watch these lessons, it will give you a play-by-play on how to do it. Okay? But, man, you're ahead of the game. You're ahead of the game. You're ahead of the game.

I'm going to send you, we're going to send you Financial Peace University. And it's a class that 10 million plus people have gone through to teach them just what you're experiencing is how do we manage this money? Okay. And if you'll watch these lessons, it will give you a play-by-play on how to do it. Okay? But, man, you're ahead of the game. You're ahead of the game. You're ahead of the game.

And I know you feel like you're not. I'm telling you, you are. And you're going to look up in four years and have a U.S. degree. You're going to have learned some great skills. And please don't owe anybody any money when it's over, especially not on a depreciating asset. What I mean by that is when you buy a car, the moment you drive it off the lot, it has lost money. And every day it loses money.

And I know you feel like you're not. I'm telling you, you are. And you're going to look up in four years and have a U.S. degree. You're going to have learned some great skills. And please don't owe anybody any money when it's over, especially not on a depreciating asset. What I mean by that is when you buy a car, the moment you drive it off the lot, it has lost money. And every day it loses money.

And I know you feel like you're not. I'm telling you, you are. And you're going to look up in four years and have a U.S. degree. You're going to have learned some great skills. And please don't owe anybody any money when it's over, especially not on a depreciating asset. What I mean by that is when you buy a car, the moment you drive it off the lot, it has lost money. And every day it loses money.

It just becomes worth less and less and less, but your payment never changes. Okay? Okay.