Dr. John Deloney

Hey, you guys know how much I hate banks in general. And so for me to do this is a big deal. Talk to our friends at Fairwinds and check out the combined checking and savings bundle that they created just for the Ramsey tribe. You guys, it's incredible.

Hey, you guys know how much I hate banks in general. And so for me to do this is a big deal. Talk to our friends at Fairwinds and check out the combined checking and savings bundle that they created just for the Ramsey tribe. You guys, it's incredible.

Statistics show that half of Americans don't have enough life insurance or they don't have any at all. I don't understand this, John. Why don't people want to take care of their family? They think they're going to die or something?

Statistics show that half of Americans don't have enough life insurance or they don't have any at all. I don't understand this, John. Why don't people want to take care of their family? They think they're going to die or something?

Statistics show that half of Americans don't have enough life insurance or they don't have any at all. I don't understand this, John. Why don't people want to take care of their family? They think they're going to die or something?

Me too. I mean, you're going to have a crisis here. And, you know, you got two options while you're sitting and talking to a young widow. She's concerned about how she's going to invest all this money properly and not mess this up. Or she's concerned how she's going to eat tomorrow. That's exactly right. These are the two options. Take care of your dadgum family, man.

Me too. I mean, you're going to have a crisis here. And, you know, you got two options while you're sitting and talking to a young widow. She's concerned about how she's going to invest all this money properly and not mess this up. Or she's concerned how she's going to eat tomorrow. That's exactly right. These are the two options. Take care of your dadgum family, man.

Me too. I mean, you're going to have a crisis here. And, you know, you got two options while you're sitting and talking to a young widow. She's concerned about how she's going to invest all this money properly and not mess this up. Or she's concerned how she's going to eat tomorrow. That's exactly right. These are the two options. Take care of your dadgum family, man.

That's exactly what it's supposed to be. It's saying I love you to your family. Term life insurance. Jeff Zander and the team at Zander Insurance makes it easy and affordable. I've used them personally for 25 years. They're the only people I trust. Go to Zander.com or call 800-356-4282.

That's exactly what it's supposed to be. It's saying I love you to your family. Term life insurance. Jeff Zander and the team at Zander Insurance makes it easy and affordable. I've used them personally for 25 years. They're the only people I trust. Go to Zander.com or call 800-356-4282.

That's exactly what it's supposed to be. It's saying I love you to your family. Term life insurance. Jeff Zander and the team at Zander Insurance makes it easy and affordable. I've used them personally for 25 years. They're the only people I trust. Go to Zander.com or call 800-356-4282.

I've been helping people get out of debt and change their lives for over 30 years. So I know change isn't always easy, but it's worth it. And here's change that's actually easy and worth it. Switching to Boost Mobile. Boost gives you nationwide 5G coverage for reliable calls and streaming, and their plans start at just $25 a month for unlimited talk, text and data with boost mobile.

I've been helping people get out of debt and change their lives for over 30 years. So I know change isn't always easy, but it's worth it. And here's change that's actually easy and worth it. Switching to Boost Mobile. Boost gives you nationwide 5G coverage for reliable calls and streaming, and their plans start at just $25 a month for unlimited talk, text and data with boost mobile.

I've been helping people get out of debt and change their lives for over 30 years. So I know change isn't always easy, but it's worth it. And here's change that's actually easy and worth it. Switching to Boost Mobile. Boost gives you nationwide 5G coverage for reliable calls and streaming, and their plans start at just $25 a month for unlimited talk, text and data with boost mobile.

There's no junk fees, no contracts, and they offer a 30 day money back guarantee. Plus their customer service team is made up of real people, not robots. So switching is easy. So go to boost mobile.com slash Ramsey. That's boost mobile.com slash Ramsey.

There's no junk fees, no contracts, and they offer a 30 day money back guarantee. Plus their customer service team is made up of real people, not robots. So switching is easy. So go to boost mobile.com slash Ramsey. That's boost mobile.com slash Ramsey.

There's no junk fees, no contracts, and they offer a 30 day money back guarantee. Plus their customer service team is made up of real people, not robots. So switching is easy. So go to boost mobile.com slash Ramsey. That's boost mobile.com slash Ramsey.

Home security can feel like a big investment and you might be thinking, do I really need all that? But here's the thing. SimpliSafe gives you peace of mind every time you head out in the morning or lock up at night. And it starts at about a dollar a day. So you really can't afford not to. Your first month is free and there's no long-term contract to worry about.

Home security can feel like a big investment and you might be thinking, do I really need all that? But here's the thing. SimpliSafe gives you peace of mind every time you head out in the morning or lock up at night. And it starts at about a dollar a day. So you really can't afford not to. Your first month is free and there's no long-term contract to worry about.

Home security can feel like a big investment and you might be thinking, do I really need all that? But here's the thing. SimpliSafe gives you peace of mind every time you head out in the morning or lock up at night. And it starts at about a dollar a day. So you really can't afford not to. Your first month is free and there's no long-term contract to worry about.