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Dr. John Deloney

πŸ‘€ Speaker
87370 total appearances
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Appearances Over Time

Podcast Appearances

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

I would rather feel the short-term discomfort of not having a gift for every single thing that pops up because I never could buy gifts for anybody or I never got any gifts for anybody. And now I can, so I feel like I have to. She's going to have to give up that short-term pleasure for the long-term safety of me and my husband don't have to worry about not having anything to eat. And that's hard.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

I would rather feel the short-term discomfort of not having a gift for every single thing that pops up because I never could buy gifts for anybody or I never got any gifts for anybody. And now I can, so I feel like I have to. She's going to have to give up that short-term pleasure for the long-term safety of me and my husband don't have to worry about not having anything to eat. And that's hard.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

I would rather feel the short-term discomfort of not having a gift for every single thing that pops up because I never could buy gifts for anybody or I never got any gifts for anybody. And now I can, so I feel like I have to. She's going to have to give up that short-term pleasure for the long-term safety of me and my husband don't have to worry about not having anything to eat. And that's hard.

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And I haven't seen a way to get there without emotion. Yeah. without without a story without you saying this is how i feel yeah and if she looks at you and says i don't care how you feel i'm buying gifts for this thing well now y'all got a deeper issue y'all got to deal with yeah can you do that yeah most definitely

The Ramsey Show
Stop Letting Other People's Problems Ruin Your Finances

And I haven't seen a way to get there without emotion. Yeah. without without a story without you saying this is how i feel yeah and if she looks at you and says i don't care how you feel i'm buying gifts for this thing well now y'all got a deeper issue y'all got to deal with yeah can you do that yeah most definitely