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Dr. John Deloney

👤 Speaker
14443 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
It’s Time to Grow Up and Own Your Life

You can't think of it that way. You have to think of what's going to make her the best therapist over time with the dollars that we have in our house right now. And y'all are negative $90,000.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

That's the important thing. Your negative $90,000, not including your mortgage. So let's get to zero. Let's get 20% of that house paid down. And then let's exhale and then say, okay, what do you want to do next year? And by the way, I'm making $20,000 more. And here's what George and I are solving for. We're solving for peace in your house. And most Americans do not have that.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

That's the important thing. Your negative $90,000, not including your mortgage. So let's get to zero. Let's get 20% of that house paid down. And then let's exhale and then say, okay, what do you want to do next year? And by the way, I'm making $20,000 more. And here's what George and I are solving for. We're solving for peace in your house. And most Americans do not have that.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

That's the important thing. Your negative $90,000, not including your mortgage. So let's get to zero. Let's get 20% of that house paid down. And then let's exhale and then say, okay, what do you want to do next year? And by the way, I'm making $20,000 more. And here's what George and I are solving for. We're solving for peace in your house. And most Americans do not have that.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

They don't have a piece of that. Okay. Is that fair? Okay.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

They don't have a piece of that. Okay. Is that fair? Okay.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

They don't have a piece of that. Okay. Is that fair? Okay.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

Good on UNA, man. I didn't know there were any programs under 50 or 60.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

Good on UNA, man. I didn't know there were any programs under 50 or 60.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

Good on UNA, man. I didn't know there were any programs under 50 or 60.

The Ramsey Show
It’s Time to Grow Up and Own Your Life

And you know what makes me feel like a really I have got amazing friends is when I go to their house and I see they've got my book on their shelf and they didn't ask me for it. They got online and bought it because they want to support me. and so a great friend may not ask you to take a 40 000 pay cut just as a high five just food for thought i hope that helps man best of luck with everything

The Ramsey Show
It’s Time to Grow Up and Own Your Life

And you know what makes me feel like a really I have got amazing friends is when I go to their house and I see they've got my book on their shelf and they didn't ask me for it. They got online and bought it because they want to support me. and so a great friend may not ask you to take a 40 000 pay cut just as a high five just food for thought i hope that helps man best of luck with everything

The Ramsey Show
It’s Time to Grow Up and Own Your Life

And you know what makes me feel like a really I have got amazing friends is when I go to their house and I see they've got my book on their shelf and they didn't ask me for it. They got online and bought it because they want to support me. and so a great friend may not ask you to take a 40 000 pay cut just as a high five just food for thought i hope that helps man best of luck with everything

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

How's it going?

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

How's it going?

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

How's it going?

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

So I have a two-part question. I'm gearing up to buy my first home at 25. I have very little debt. I have a $330 truck payment and then I owe a little less than $3,000 on credit cards, and I have a total of $15,000 available to me. So I'm in a good position.

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

So I have a two-part question. I'm gearing up to buy my first home at 25. I have very little debt. I have a $330 truck payment and then I owe a little less than $3,000 on credit cards, and I have a total of $15,000 available to me. So I'm in a good position.

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

So I have a two-part question. I'm gearing up to buy my first home at 25. I have very little debt. I have a $330 truck payment and then I owe a little less than $3,000 on credit cards, and I have a total of $15,000 available to me. So I'm in a good position.

The Ramsey Show
Focused People Build Wealth—Distracted People Stay Broke

My girlfriend is moving to where I'm at here in October, and I'm curious on if I should, A, wait to rent a little bit, see how we live together, and then buy a house. And then also, how do I know when I found the correct mortgage or at least home loan lender?