Dr. John Deloney

And then do the teaching on finances later, after the wedding.

Is it possible to rent one and give it a shot and see how this first year plays out?

Is it possible to rent one and give it a shot and see how this first year plays out?

Is it possible to rent one and give it a shot and see how this first year plays out?

Well, I used to be one of those guys. I didn't even think about it. And one of my buddies said, hey, the only reason to not have life insurance is if you hate your wife and kids. And I immediately went and got term life insurance. That's a gut punch. And you're telling me and for decades, Dave, I've sat across people who've lost a spouse. They've lost somebody important to them. Me too.

Well, I used to be one of those guys. I didn't even think about it. And one of my buddies said, hey, the only reason to not have life insurance is if you hate your wife and kids. And I immediately went and got term life insurance. That's a gut punch. And you're telling me and for decades, Dave, I've sat across people who've lost a spouse. They've lost somebody important to them. Me too.

Well, I used to be one of those guys. I didn't even think about it. And one of my buddies said, hey, the only reason to not have life insurance is if you hate your wife and kids. And I immediately went and got term life insurance. That's a gut punch. And you're telling me and for decades, Dave, I've sat across people who've lost a spouse. They've lost somebody important to them. Me too.

They don't know what to do next.

They don't know what to do next.

They don't know what to do next.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

And work rhythm, by the way, doesn't mean that there's not intense periods of long hours. You don't see each other very much. Somebody's picking up way more slack than somebody else. That's every job. It's every marriage. It's every life. But you can't do that forever.