Dr. John Deloney

They don't know what to do next.

They don't know what to do next.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

Term life insurance can replace income, pay off debts, cover funeral expenses, so your family can actually have the opportunity to just be sad, to just miss you.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

My husband and I are on baby step four. This is from Lauren in Pennsylvania. Husband and I are on baby step four. We're in our 30s and we have two kids under five. We both worked overtime inside hustles to pay off debt and get our emergency fund in place. We work opposite schedules to avoid daycare fees.

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

I love my husband for his work ethic, but we seldom see each other and our children rarely see us together. We don't live paycheck to paycheck anymore and we have a budget that we stick to. I can't convince him that work isn't the only thing that matters. Are my feelings reasonable, or should we grind it out and hope our marriage survives?

And work rhythm, by the way, doesn't mean that there's not intense periods of long hours. You don't see each other very much. Somebody's picking up way more slack than somebody else. That's every job. It's every marriage. It's every life. But you can't do that forever.

And work rhythm, by the way, doesn't mean that there's not intense periods of long hours. You don't see each other very much. Somebody's picking up way more slack than somebody else. That's every job. It's every marriage. It's every life. But you can't do that forever.

And work rhythm, by the way, doesn't mean that there's not intense periods of long hours. You don't see each other very much. Somebody's picking up way more slack than somebody else. That's every job. It's every marriage. It's every life. But you can't do that forever.

And not to preach here, but this is that moment of pictures and words. You both said the words, when we get out of debt, we get to baby step four, and you had a picture of what that would look like, and that's you all sitting on the couch, hanging out, laughing, going for walks.

And not to preach here, but this is that moment of pictures and words. You both said the words, when we get out of debt, we get to baby step four, and you had a picture of what that would look like, and that's you all sitting on the couch, hanging out, laughing, going for walks.

And not to preach here, but this is that moment of pictures and words. You both said the words, when we get out of debt, we get to baby step four, and you had a picture of what that would look like, and that's you all sitting on the couch, hanging out, laughing, going for walks.

And he did have a very different picture, which is I'm going to keep working hard, and I'm going to try to get this house paid off as fast as possible. What you all need to do is to get away and exhale, even if it's just for a meal, and just exhale and say, hey, we made it. what do we want this thing to look like? What's a very clear picture of baby steps four, five, and six.

And he did have a very different picture, which is I'm going to keep working hard, and I'm going to try to get this house paid off as fast as possible. What you all need to do is to get away and exhale, even if it's just for a meal, and just exhale and say, hey, we made it. what do we want this thing to look like? What's a very clear picture of baby steps four, five, and six.

And he did have a very different picture, which is I'm going to keep working hard, and I'm going to try to get this house paid off as fast as possible. What you all need to do is to get away and exhale, even if it's just for a meal, and just exhale and say, hey, we made it. what do we want this thing to look like? What's a very clear picture of baby steps four, five, and six.