Drew's Dad (Caller)

I have heard a lot of good things said by you and others about health savings accounts, and we do have that option.

We have a high-deductible plan that has a health savings account, and I'm just wondering under what circumstances, if any, would you recommend that someone not opt for such a plan?

What should someone look out for to determine if it's right for them?

I would say so, yes.

I don't have any health expenses or anything like that.

And yeah, I guess in my research with this, I'm reading a lot of good things about it.

And I just want to make sure that, oh, you know, the...

The grass doesn't look greener on this other side.

And then I try it out and, you know, I wind up getting burned, which, you know, that is one thing that I had known to look out for.

You know, if you're going to be having constant health problems, I can see how that works.

Yes, it does.

And so, yeah, basically, if someone is young and healthy, they're not going to be experiencing a lot of problems.

They're probably not going to have to meet that deductible anytime soon.

You'd say it's pretty much a wise decision all around.

in the personal Roth and then the other 7.5% into traditional.