Ed (Caller)
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Okay.
Got it.
Good afternoon, Dave.
How are you?
Um, I was calling to get some guidance from you.
Um, I've been following you for years and you've helped me tremendously.
I want to personally thank you for that.
Um, I'm debt free now.
Um, however, I am running into an issue where housing process and interest rates, um,
Here in my area, in my county, livable houses are at least in the $200,000 range.
And I've been working for a while to set up my down payment.
However, even to get a down payment large enough to get a 15-year mortgage with a payment that is at least less than 25% of my bring home seems to be impossible.
Mm-hmm.
Uh, my gross is 70,000.
I think after taxes, I bring home around 52.
which that includes health insurance and everything.
Okay.
Gotcha.
Definitely.
Um,